Select Rates and Special Promotions

FIRST Rewards Checking
 

Earn 2.15% APY* on balances up to $15,000

Earn 0.25% APY* on the portion of your balance over $15,000

Earn 0.05% APY* when qualifications are not met

*APY = Annual Percentage Yield accurate as of 5/22/13. Minimum to open account is $50. Domestic ATM fees incurred during the qualification cycle will be reimbursed up to $50 ($4.99 per single transaction) and credited to account on last day of monthly  statement cycle. Balances up to $15,000 receive APY of 2.15% and balances over $15,000 earn 0.25% interest rate on portion of balance over $15,000, resulting in 2.15%-0.50% APY depending on balance. If qualifications are not met, all balances earn 0.05% APY. Qualifying transactions must post to and settle account during monthly qualification cycle. Transactions may take one or more banking days from date transaction was made to post to and settle account. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle trhough one day prior to the close of the current statement cycle. ATM fees of $5.00 or higher will be reimbursed, up to the $4.99 per transaction limit, if appropriate ATM receipt is presented to a representative at one of our branches. Rates may change after account is opened. Fees may reduce earnings. Available to personal accounts only. Limit two accounts per household. You must set up a direct deposit to open and maintain this account.

  Apply for a deposit account today through our secure form.
 

Certificate of Deposit - Special Rates on Hi-Rise CDs

*APY = Annual Percentage Yield accurate as of 5/22/13 and subject to change at management's discretion. Minimum opening deposit of $50,000.00 to earn stated APY. Stated APY may change after account is opened as customer may increase rate once during term of CD. Interest will be compounded monthly and credited monthly. A penalty may be imposed for early withdrawal. Please contact a New Account Representative for additional terms or more information.

   Apply for a deposit account today through our secure form.
 

*.25% discount on all rates with auto debit from a FCB account. **APR = Annual Percentage Rate
Calculations are based on a loan amount of $10,000 for the stated term and a loan processing fee of $85.00 which is considered a pre-paid finance charge.  Loan amount not to exceed 90% of the purchase price on new vehicles and 100% of the NADA book loan value. The interest rates published on this page are subject to change at management's discretion. This statement of loan terms and conditions is not an offer to enter into an interest rate agreement or loan transaction. In order to receive a guarantee, you must submit an application and receive confirmation from a loan officer that your application has been received and your loan has been approved.