Mortgage Loans

Whether you're buying a home or refinancing your current home, First Commercial Bank understands that your home is one of your largest investments. We are a full-service mortgage lender that offers competitive rates on all types of loans from conforming and jumbo loans to FHA/VA loans. Whether you are building a new home, purchasing an existing home, or refinancing your current home or rental property, our knowledgeable mortgage consultants possess over 100 years of combined experience and can tailor a loan program to meet your financial needs. First Commercial also has a variety of products that can be customized in many different ways; these include fixed or adjustable rate loans with terms of 10 to 30 years. We make dreams come true, one loan at a time.

First Commercial provides free pre-qualification and local processing and underwriting. Your file never leaves our bank and we make it simple for you.

STEP ONE: Gather your financial information

For your convenience, we have provided a Mortgage Application Checklist. Find out what items should be on hand when you begin the mortgage application process.

STEP TWO: One of our Mortgage Loan Consultants will contact you

We're committed to making the process fast, convenient, and stress-free for you. You will work with the friendly people of First Commercial Bank throughout the entire process - from the loan application right through to the closing. To apply by phone or in person, please call a Mortgage Loan Consultant at 405.844.0110 (Oklahoma) or 800.871.3331 (Colorado).

To apply for a mortgage loan, print and complete the Mortgage Loan Application and fax it to us at a branch near you. We'll be in touch with you shortly.

For current rates, please call one of our Mortgage Loan Consultants at 405.844.0110 (Oklahoma) or 800.871.3331 (Colorado).

Other Morgtgage Loan Programs

FHA/VA Loans

FHA mortgages are insured by the Federal Housing Administration and are available to anyone who meets the standard mortgage qualifying ratios and requirements.

VA mortgages are guaranteed by the Office of Veterans Affairs and are available to men and women who have served in the armed forces or reserves. Qualified buyers may purchase a home with little or no down payment.

FHA/VA loans are not offered by all financial institutions. First Commercial Bank has a proven track record for assisting buyers with these types of loans.

For current rates, please call one of our Mortgage Loan Consultants at 405.844.0110 (Oklahoma) or 800.871.3331 (Colorado).