Commercial Checking Accounts

Standard Features for ALL Commercial Checking Accounts

• Monthly Statements with Check Images or e-Statements 
• 24-Hour Account Access at Toll-free 1.888.230.3630 
• 24-Hour Internet Access to View Balances and Make Transfers (www.fcbebanking.com)
• Free ATM Check Card (approval required)
• Bill Pay Available for $4.95 per Month (includes 6 payments; $0.75 each thereafter) 
• First Commercial Bank Corporate VISA Available (approval required)

Small Business Account (Interest bearing) - Sole Proprietorships

• Opening Deposit of $200 Required
• Monthly Maintenance Charge of $10 if Minimum Daily Balance Falls Below $500
• Interest compounded monthly and credited monthly 
• 100 Free Items; $0.25 per Item Over 100

Small Business Account (Non-interest bearing) - Corporations, LLC's and Partnerships

• Opening Deposit of $200 Required
• Monthly Maintenance Charge of $10 if Minimum Daily Balance Falls Below $500
• 100 Free Items; $0.25 per Item Over 100

Business Select (Interest bearing) - Corporations, LLC's and Partnerships

• Opening Deposit of $10,000 Required
• Monthly Maintenance Charge of $15 if Minimum Daily Balance Falls Below $10,000
• Interest compounded monthly and credited monthly 
• 150 Free Items; $0.35 per Item Over 150

Commercial Checking (Non-interest bearing - Analysis Account)

• Opening Deposit of $500 Required
• Monthly Maintenance Charge of $10

  Fees

  • Deposits/Credits - $0.20
  • Checks/Debits - $0.20
  • ACH Debits - $0.20
  • Deposited Items - Local - $0.15
  • Deposited Items - Non-local - $0.15
  • Rejected Items - $0.25
  • $4.00 per Returned Deposited Item
  • Competitive Earnings Credit to Offset Account Charges
  • Negative Collected Balance Fee is Charged at New York Prime plus 4.00%
  • Our Staff will be Happy to Help You Establish Your Own Optimum Average Balance by Working Through a Business Account Analysis

  Please review the Business Deposit Checklist for information needed to open a business account. If you have any questions, please call our Cash Management Specialists at 405.844.0110.

  Apply Now

  To apply for a business deposit account, click on the Apply link below and you will be directed to our online Business Deposit Application. Your transaction will be handled confidentially and in an expeditious manner through our secure form.